My Winter Car Credit Card PIN Guide | How It Works and What to Do If You Forget
The new credit card system confuses a lot of players fast. The game never tells you the PIN, and everyone online gives a different number, which makes it feel bugged.
How the Credit Card PIN Actually Works
There is no preset PIN.
The first time you use the credit card, you create the PIN yourself. Whatever numbers you enter the first time become your PIN going forward.
That is why people report 0000, 1234, and other random number working. Those are just the numbers they chose.
What Happens the First Time You Use the Card
When you insert the card and the game asks for a PIN, it is not checking against a hidden code.
It is saving the number you type. From that moment on, the game expects the same PIN every time.
If you type random numbers and forget them later, the game will not remind you.
Common Mistakes Players Make
A lot of confusion comes from these situations.
Typing random numbers just to test it
Assuming there is a default PIN
Thinking the game bugged when it rejects the code
Forgetting the first PIN after walking away
Once the PIN is set, the card behaves like a real one. Forgetting it locks you out.
What If You Forgot Your Credit Card PIN
If you forgot the PIN, there is no in game way to recover it.
Your options are limited.
Remember the original number
Reload an earlier save before first use
Edit the save file using MSCEditor
MSCEditor allows you to change the stored PIN value directly. That is the only confirmed fix right now.
Is There a Default PIN Like 0000
No.
0000 only works if you entered 0000 the first time. The same applies to 2222, 1234, or any other number.
There is no universal code.
Can You Change the PIN Later In Game
Right now, no.
Once the PIN is set, it stays that way unless you modify the save externally. The game does not offer a reset option yet.
Final Blurb
The credit card PIN system is simple, but the game explains none of it. The first PIN you enter becomes your PIN forever.
Pick something easy, remember it, and do not mash random numbers. My Winter Car already has enough ways to ruin your day.
FAQ
What is the credit card PIN in My Winter Car
There is no default PIN. You create it the first time you use the card.
Why do different numbers work for different players
Each player sets their own PIN on first use.
Can I recover my PIN if I forget it
Not in game. You need an older save or MSCEditor.
Is 0000 the default PIN
No. It only works if you chose it originally.
Can the PIN be changed later
Only by editing the save file.
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